Crypto-Insurance
Subtype
Description
These include decentralized insurance pools for crop failure, weather risk, or nature loss.
Example
EthicHub exemplifies thus subtype through its innovative crowd-collateral system, which provides a decentralized alternative to traditional loan guarantees. By pooling collateral from supporters who believe in the project's mission, EthicHub offers a form of mutualized risk protection for crowdfunded loans issued to smallholder farmers in underserved regions. This mechanism insures lenders against borrower default, fostering trust and unlocking capital for regenerative agriculture.
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